Hailstones can damage any roof – the large ice balls, the wind and the heavy rain associated with hailstorms are extremely strong forces that can devastate any structure. However, if your roof gets hit by hail, it does not necessarily mean that you need a new roof. Here are some important things to know about hail damage and roof restoration practices.
The Extent of the Damage is a Decisive Factor
The amount of the damage sustained is surely the most important factor that determines the restoration decision. If the damage is minor and affects only a few tiles, shingles or gutter sections, there is no need to get the entire roof replaced, but if the damage is extended and it affects the roof’s support structure as well, replacement might be the safest and best solution.
How to Assess the Damage
While many forms of hail damage are easy to assess either standing on the ground, from the attic or by climbing up to the roof, hail damage can also be insidious, not causing immediately visible signs. The best way to ensure that both visible and invisible signs of damage are identified correctly is to hire an experienced, reliable roofer. If you don’t know any roofer, start your research online and ask for a recommendation from your insurer as well, to find a licensed, insured, and experienced roofing Denver contractor that will help you find the best roofing solution.
After you have found your Denver roofer, invite the contractor to your home for the inspection – your specialist will inspect every inch of the roof from the ground, from roof level as well as from the attic and will also document the forms of damage identified, then they will make recommendations regarding the best way to proceed, through complete roof replacement or roof repair. If any mitigation action is needed to prevent further damage, your roofer will do whatever necessary to ensure the safety of your home.
After you discuss your roofing options and you decide whether repair or replacement works best, your roofer will provide a written estimation of the restoration costs, then, if you accept the estimate, you will also sign a contract with the roofer with the conditions of the restoration process. Ideally, any repair or replacement should start only after the contract has been signed.
If your homeowner’s insurance provides coverage for hail damage, you should prepare the claim file and submit it to receive compensation from your insurer. Your roofer can help you with that process as well – claims files are usually complicated, so you will need expert help to fill in yours correctly. Your roofing Denver contractor can also assist you with other aspects of the claim process, such as the negotiations with your insurer. After receiving your file, your insurer will send their own adjuster to check the roof that makes the object of the claim, then the insurance company will make an offer that you can accept, refuse or negotiate, with some help from your roofing expert.